Apply for a Mortgage Loan
The first step on the way to funding your mortgage is to complete the online Quick Application or to contact one of our Loan Consultants, at (888) 835-3900, who will quickly take your loan application over the phone. After applying online, a Loan Consultant will contact you within a business day to help you with your particular loan scenario.

Loan Approval
Once your loan has been approved, the Loan Consultant will contact you to help you lock your interest rate, open escrow, and order your appraisal.

• A copy of your application for you to sign.
• A set of disclosure documents for you to review and sign.
• A list of documents for you to copy and return with the signed loan application and disclosures.

For your convenience, we provide a return envelope with our return address pre-printed and postage paid. If you do not receive your loan package within five business days, please contact your Loan Consultant at (888) 835-3900, or click here to send us e-mail.

Removal of Conditions
Once we receive your signed loan application, signed disclosure forms, and copies of your supporting documentation, we will remove the conditions on your loan approval. If there are any outstanding conditions remaining after we receive all of your paperwork, your Loan Consultant will contact you to help expedite the removal of the remaining conditions. Once all conditions are removed from your loan approval, we will draw up your loan documents and coordinate the closing of your loan with you and the other third parties involved, such as an escrow company.

Signing
Once your loan documents have been drawn, they will be shipped to your escrow company or we will deliver them personally to you, for you to review and sign.

Funding
After you sign the loan documents and all conditions have been satisfied, your chosen lender will fund your loan. Funding times differ based on loan type and local lending requirements. Contact your Loan Consultant to find out the details of your transaction.